Marriage budget planning two cute piggy banks as bride and groom

Wedding budget planning can be a stressful and overwhelming process. Especially if you try to tackle everything in one go. To reduce the stress of wedding planning, it is vital to take the time to plan ahead, stay organised and break each large task down into smaller ones.

REDUCE WEDDING BUDGET PLANNING STRESS

Planning a wedding can be a stressful and overwhelming process. Especially if you try to tackle everything in one go. To reduce the stress of wedding planning, it is vital to take the time to plan ahead, stay organised and break each large task down into smaller ones.

Start by making a list of all of the tasks you need to complete. When planning, some details may change, so prioritise them based on importance. Some of the most common planning steps are listed in our 32-step guide so start here.

Look at what tasks can be delegated to family and friends to help lighten the load. You can also reduce stress by setting realistic expectations and giving yourself plenty of time to plan. Finally, it is essential to remember to take breaks and to take time for yourself throughout the planning process.

SETTING YOUR OVERALL WEDDING BUDGET

Let’s start with the boring but practical stuff, and it doesn’t get much more boring or practical than budgets. Excel at the ready!

Before you start booking suppliers, sit down and discuss how much you can afford and how much you are comfortable spending. Having these discussions early and fixing a figure will help remove much stress later.

When setting your wedding budget, it is essential to consider all the costs associated with your wedding. Start by making a list of the items you will need to purchase or rent for your wedding, such as;

  • The Venue
  • Catering
  • Decorations
  • Flowers
  • Music
  • Photography
  • Any other service

Once you have a list of the items you need, you can begin researching prices and determine how much you can afford to spend on each item. Again, remember to prioritise what is important to you, not what percentage you should be spending on each.

It is also essential to factor in any additional costs, such as tips, gifts and any other fees associated with the services you are using. Once you have a total budget, you can allocate funds to each item on your list. Finally, it is essential to remember to leave some room in your budget for unexpected costs that may arise.

DETAILED WEDDING BUDGET PLANNING

Once you have determined the total amount you can afford to spend on your wedding, you can begin to set your budget. Start by allocating a certain percentage of your budget to each item on your list. For example, you may decide to give;

  • 40% of your budget to the venue,
  • 20% to catering,
  • 10% to decorations,
  • 10% to flowers,
  • 10% to music,
  • 10% to photography.

Once you have allocated your budget, you can begin researching further. Speak to several suppliers and start getting quotes. Once you have found the right supplier, track your budget spending and make changes as needed.

Take things one step at a time, and don’t feel you need to rush your decisions. Instead, start with what you prioritise and adjust the rest of your budget as needed.

There are plenty of great budgeting tools available online for free. So if creating your won spreadsheet doesn’t fill you with joy, take a look at some of these:

STICK TO YOUR WEDDING BUDGET

Once you have set your budget, it is crucial to stick to it. This can be difficult, especially when you are faced with unexpected costs or find something you want that is outside your budget.

Sticking to your budget will help you avoid overspending and ensure you have enough money to cover your wedding expenses. Not only will this avoid last minute juggling to pay for things, but the stress as well.

SAVE WHERE YOU CAN

When setting your wedding budget, it is vital to look for ways to save money.

This can include shopping for the best prices, negotiating with vendors, and looking for discounts or deals.

Additionally, you can save money by doing some of the work, such as making your own decorations or creating your own wedding website.

Finally, you can save money by having a smaller wedding or by having a wedding on a weekday or during the off-season.

HOW TO PLAN FOR UNEXPECTED COSTS

When setting your wedding budget, it is essential to plan for unexpected costs. Unexpected costs can include anything from last-minute changes to your wedding plans to unforeseen fees.

To plan for unexpected costs, setting aside a portion of your budget for these items is essential. This can be anywhere from 5-10% of your total budget.

No matter how carefully you plan your wedding budget, unexpected costs may arise. Therefore, it is essential to leave some room in your budget for these unexpected costs so that you are not left scrambling to cover them.

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